Safety Wing Review (Updated 2025)

Funds vacationers love saving money — myself included. Nonetheless certainly one of many payments that we shouldn’t be low-cost with is journey insurance coverage protection.

After over 17 years of touring the world, I nonetheless not at all depart home with out it.

Why?

Because of I’ve seen firsthand how useful it might be — and the best way loads money it might save.

I’ve misplaced baggage, had my digicam broken, and even needed emergency medical help by means of the years.

Journey insurance coverage protection has been there for me each time. Not solely has it saved me money nevertheless it’s provided me with peace of ideas as I uncover.

I’ve written extensively by means of the years about why you need insurance coverage protection, the best way to determine the becoming agency, and listed my most popular suppliers.

In the intervening time, I want to focus on my favorite journey insurance coverage protection agency: SafetyWing.

Who’s SafetyWing?

SafetyWing is an insurance coverage protection agency that focuses on cheap safety for worth vary vacationers and digital nomads (though you don’t have to be each to get safety). It is run by nomads and expats who know exactly what such vacationers need.

SafetyWing presents basic insurance coverage coverage (known as “Nomad Necessary”) for a fraction of what totally different companies price, although they’re moreover a lot much less full. To me, they’re the best complete journey insurance coverage protection agency in the marketplace.

Their regular Nomad Insurance coverage protection safety costs merely $56.28 USD for 4 weeks (for vacationers aged 10-39). That’s certainly one of many lowest prices in the marketplace for reliable journey insurance coverage protection. They’re super aggressive by way of worth.

Their safety extends all the best way through which to age 69, nonetheless, vacationers aged 60-69 must rely on to pay upwards of $196 USD month-to-month for defense. Nonetheless very inexpensive, to be honest.

Nonetheless is the safety actually good? What in regards to the buyer assist?

In the intervening time I want to analysis Safety Wing and focus on when it is — and isn’t — worth using so you’ll greater put collectively in your subsequent journey and assure you will have the safety you need.
 

What Does SafetyWing Cowl?

SafetyWing’s regular Nomad Insurance coverage protection plan is the Necessary plan. It’s merely $56.28 USD for 4 weeks of journey (open air the US). That works out to solely $1.87 USD per day!

For vacationers beneath age 64, that plan incorporates the subsequent:

• $250,000 USD in emergency medical safety
• $1,000 USD for emergency dental care
• $100,000 USD for medical evacuation ($25,000 USD if the explanation for medical evacuation is acute onset of pre-existing state of affairs)
• $10,000 USD for an evacuation on account of political upheaval
• $5,000 USD for a go to interruption
• As a lot as $100 a day after a 12-hour delay interval requiring an unplanned in a single day preserve. Matter to a most of two days.
• $12,500–25,000 USD for lack of life or dismemberment
• $20,000 USD for repatriation of stays

Be sure that to look at the define of safety for any conditions that apply.

Its $100,000 USD for medical evacuation is on the low end, nevertheless besides you’re heading out into the distant wilderness, that must be super. (If you need larger safety, get MedJet.)

Its travel-delay payout is pretty low, nevertheless airways and most journey financial institution playing cards current journey delay assist too so that you just will not even need the safety supplied by SafetyWing. Furthermore, it doesn’t truly cowl expensive electronics, which sucks while you’ve bought an costly digicam or video gear.

As with most conventional journey insurance coverage coverage, this one doesn’t embody pre-existing conditions or certain journey sports activities actions, so it’s not an excellent protection in case you’re going to do various journey actions on the road.

They do provide a pair helpful add-ons that I imagine various vacationers will respect, along with safety for journey actions and electronics theft. That signifies that in case you need the safety, you’ll pay additional for it. Nonetheless, in case you don’t need it you then don’t have to pay for it, conserving your costs low. I respect that, as any individual who on a regular basis desires digital safety nevertheless who not at all desires journey train safety (I’m not an unlimited adrenaline junkie).
 

What’s Not Lined?

The Necessary plan is primarily geared in route of masking medical emergencies and basic journey mishaps (like delays and misplaced baggage). Listed beneath are some points that aren’t lined:

• Alcohol- or drug-related incidents.
• Extreme sports activities actions & journey actions (besides you purchase the journey sports activities actions add-on, which is on the market for non-US residents)
• Pre-existing conditions or widespread check-ups
• Journey cancellation
• Misplaced or stolen cash

Nomad Full: Safety for Digital Nomads and Prolonged-Time interval Vacationers

In 2023, SafetyWing launched Nomad Health (now known as their “Full” plan). It’s insurance coverage protection for digital nomads, distant employees, and long-term vacationers. This new plan presents a combination of the same old emergency safety that we’ve been discussing above along with “widespread” nicely being care safety, much like routine visits and preventive care.

The Full plan moreover presents safety in 175 worldwide places, incorporates wellness benefits, psychological nicely being care, and the facility for individuals to determine on their very personal doctor whereas touring. They’ll be rising safety too, along with an add-on for “electronics theft” (which, as any individual who has been robbed whereas touring, I imagine is an excellent idea).

It’s similar to the kind of medical medical health insurance you’d uncover in your home nation, guaranteeing that you just’re sorted it does not matter what happens while you’re abroad.

You probably can examine further and look at the plans here.

In case you’re merely heading out for a pair weeks or a pair months, SafetyWing’s Necessary plan is the selection for you. It’s glorious for emergencies, is super cheap, and is designed for worth vary vacationers. It’s the plan I reap the benefits of as soon as I journey at present.

Nonetheless, in case you’re going to be working abroad or touring for months (or years), then their new Complete plan is the upper chance. It presents moderately extra safety whereas nonetheless being cheap. In precise truth, it’s the plan I need I had as soon as I started touring long-term!

You probably can examine further in regards to the Full plan in my devoted analysis.

Making a Declare

SafetyWing makes it easy to file a declare by the use of their on-line portal. You merely add the entire required paperwork, screenshots, and pictures, and wait to hearken to once more. Whereas claims can take as a lot as 45 enterprise days, most are handled in decrease than each week (as of writing, the everyday wait time is 4 days).

In case you study the opinions on-line, most people who had a unfavorable experience each didn’t know in regards to the deductible (SafetyWing eradicated their deductible for non-US residents as of 2024) or hated the dimensions of time it took to receives a fee. Nonetheless that’s pretty common for people to complain about.

On the plus side, SafetyWing’s widespread time to take care of a declare is right down to solely 4 days. That’s method faster than most companies!
 

A Observe About COVID

SafetyWing does embody safety for COVID-19. As long as the virus was not contracted sooner than your plan begins, then it will be lined (as long as it is medically obligatory).

SafetyWing moreover covers quarantine costs (open air your property nation) for as a lot as $50 USD/day for 10 days (provided that you just’ve had your plan for no less than 28 days).
 

Execs and Cons of SafetyWing

Proper right here’s a look that the professionals and cons of SafetyWing at a glance that may help you establish if it’s the best insurance coverage protection provider for you and your journey:

Who’s SafetyWing Good — and Not Good For?

SafetyWing is designed as primarily medical safety. Since SafetyWing is designed for the budget-conscious digital nomad, it doesn’t cowl some areas that’s prone to be further of a priority for a shorter-term traveler. Proper right here’s a quick chart that may help you establish if SafetyWing is finest for you:

Journey insurance coverage protection is one factor I not at all depart home with out. I do comprehend it’s a boring matter to look at and evaluation, nevertheless it might truly forestall tons of or 1000’s of {{dollars}} in funds! I not at all, ever depart home with out it. You shouldn’t each.

So, the following time you’re on the road, keep in mind SafetyWing. To me, they’re the best journey insurance coverage protection agency in the marketplace for worth vary vacationers.

It’s good to use the reserving widget beneath to get a quote (it’s free):